Identity theft has become the largest form of fraud in the United States, with the Federal Trade Commission reporting over 650,000 cases every year. Credit card fraud is the most troublesome type when it comes to identity theft for victims, who therefore need to remain alert during online shopping.

Being careful with online purchases is becoming increasingly crucial as more and more of our purchases are made from home than ever before, a trend expected to continue deep into 2025.

Fortunately for you, affordable ID theft protection services are monitoring nearly all online activities carried out in your name to catch ID theft before it can seriously affect you.

A look at the Top Ten best ID theft protection services and companies for 2025-our edition.

Best in 2024: Our Top 10 ID Theft Protection Services & Companies:

• Aura – Best identity theft protection company overall
• LifeLock – Best for Norton antivirus users
• Identity Guard – Best for full-spectrum protection
• Zander Identity Theft – Best for people seeking to recover their identity
• IdentityIQ – Best for fraud protection
• Surfshark – Best for option to add a VPN
• OmniWatch – Best for above-average identity theft insurance coverage (up to $2 million)
• Norton – Best for any person who has or wants Norton antivirus
• EverSafe – Best for protection for seniors
• IDShield – Best for identity restoration & assistance

Methodology: We Reviewed the Best Identity Theft Protection Services

We reviewed how good was the adaptability of these ID Theft services, their cost, the techniques they are using to monitor, the restoration procedure, and the reliability of customer service. We also looked at the extra online security tools such as VPN access and antivirus protection that are being provided, along with basic identity safety measures. A broad array of online antisecurity measure options for identity theft were put to evaluation for some of the best ID theft protection services.

Our Evaluation Criteria:

Comprehensive Monitoring, Detection, and Alerting:

• Utilizes Dark Web, Credit, Social Media, Bank Accounts, and Public Records Monitoring protocols for spotting threats.
• Includes AI technology-enabled predictive analysis.

Efficient Alert System:

• The state-of-the-art alert system initiates just-in-time alerts for clearing the way to warn of impendin

Restoration and Recovery Support:

• Dedicated Case Advisor service provision in legal and recourse issues on how to go more comprehensively with the restoration of the stolen identity.
• Inclusion of indemnity and coverage mechanisms for identity theft purposes and losses are key.

User Experience and Accessibility:

• Enjoying a user-friendly interface, customer satisfaction in this case was accomplished with accessible service.
• Educational resources as members help in learning about identity protection.

Innovative security technology:

• Proposes VPN, antivirus, and password protection tools for computer security solutions.
• Intends to primarily serve the family, adult, and business user groups and thereby develop and offer bespoke features.

Evaluation and options in terms of value, price and pricing:

• Ratings from users, certifications received from experts, and years the company spent in the industry.
• Compliance analysis against the benchmark standards of the industry is enhanced with corresponding recognition and accrediting.

The BDSM recommendations for Identity Theft Protection Providers

• Best in – its kind AI depicting an individualistic assessment of the finest identity stealing defense agency.
• Starting at – $9 per month, or $108 per year.
• Free trial – period includes a 60-day money-back guarantee.

Aura – Best identity theft protection company overall

Aura is the best in providing safeguards against identity theft in order to keep you secure through online account monitoring, financial transaction monitoring, and the provision of a secure digital “vault” where you can store sensitive personal information.

The suite also features a password manager that simplifies the generation and storage of multiple robust passwords. Moreover, Aura’s VPN utilizes high-grade encryption to safeguard your online activity, particularly on public Wi-Fi networks. Additionally, they offer AI-powered antivirus and safe browsing tools, which serve as a digital fortress against unwanted site trackers and fraudulent sites.

Aura monitors all three credit bureaus—Experian, Equifax, and TransUnion—as the Consumer Financial Protection Bureau (CFPB) recommends to detect identity theft. The CFPB also advises vigilance for credit check inquiries from unfamiliar companies and suspicious accounts, all of which Aura can oversee for you.

Why we chose Aura: In the event of a data breach, Aura promptly intervenes with security alerts, comprehensive fraud resolution services, and up to $1 million per person in premium identity theft insurance. The platform’s sleek, user-friendly interface also showcases a “Protection Summary,” conveniently displaying active anti-identity theft measures on a central dashboard.

Our experience: We were impressed with Aura’s 24/7 customer support service. We appreciated that their U.S.-based fraud resolution team was always ready to assist us personally in the event of fraudulent incidents. If a breach occurs, the team would collaborate directly with us to develop a recovery plan and resolve the issue.

• Best for – Best for Norton antivirus users
• Starting price – $9.99
• Free trial – 60-day money-back guarantee

LifeLock – Best for Norton antivirus users

A product of anti-virus heavyweight Norton, LifeLock boasts the tech, accessibility, and ease that you’d expect from the industry-leading company. Most impressive are the plans themselves, which not only blend online security and ID theft protection but offer more flexibility than usual. 

Lifelock’s plans include ID and Social Security number alerts and are offered in tandem with Norton’s 360 suite. This means that combo plans net you VPN services plus solid ID theft features like stolen funds reimbursement that ranges from $25,000 to $1 million dollars, bank account and credit card activity alerts, and even 401(k) investment account alerts on the Ultimate Plus plan. 

LifeLock also offers LifeLock Junior, an affordable add-on for children under 18 that includes 

Dark web monitoring and file-sharing network searches. All plans include 24/7 live member support and the aide of US-based identity restoration specialists.

• Best for – Best for full-spectrum protection
• Starting price – $7.20/monthly or $79.99/year
• Free trial – Free trial: Yes

Identity Guard – Best for full-spectrum protection

Identity Guard has safeguarded over 45 million identities and resolved more than 140,000 cases to date. They collaborate with IBM Watson’s AI technology, leveraging its advanced data analysis and predictive capabilities to enhance threat detection.

Here’s why we chose Identity Guard: Over 20 years in the business, Identity Guard has earned its reputation as an effective identity theft protection and monitoring platform with AI functionality. Such services are incredibly effective in alerting one to a multitude of threats, both large and small. It also has up to $1 million worth of insurance per adult against legal fees and loss of cash.

Our experience: We found that even Identity Guard’s most budget-friendly plan provides top-tier protection from ID fraud. We were particularly impressed by the inclusion of dark web monitoring in this entry-level subscription package.

• Best for – Best for people seeking to recover their identity
• Starting price – $6.75/month
• Free trial – No

Zander Identity Theft Plan is the best way to recover your stolen identity

Zander Insurances’ identity theft service relentlessly searches the dark web to prevent criminals from selling your personal property including your Social Security and driver’s license numbers. Plans are available for both one of the other genders, and to note, their family plan provides coverage for two adults and up to ten children at no extra charge.

The most advanced plan they have, the Elite Cyber Bundle, comes with security measures such as VPN and antivirus protection. It offers security from identity theft in all its forms, for example, financial fraud, medical fraud, and child identity theft. This service is also recommended by radio personality and financial expert Dave Ramsey.

The unique selling point of Zander Insurance is its focus on premium recovery service. They provide a dedicated U.S.-based recovery team and up to $1 million per person in insurance coverage. However, to maintain low prices, they don’t offer credit or financial transaction monitoring, which they believe individuals can manage independently through banks and credit bureaus.

Why we chose Zander Insurance: Their emphasis on top-tier identity recovery services, such as full-service recovery, makes them an excellent choice for those at an elevated risk of identity theft. This includes previous victims of ID theft, individuals who frequently conduct online transactions, and those active on multiple social media accounts.

Our experience: We were impressed by Zander Insurance’s commitment to personalized identity recovery and premium identity theft insurance, particularly given their long-standing reputation as trustworthy insurance providers. We also appreciated that Zander provides access to a trained team of specialists ready to address any identity breaches promptly.

• Best for – Best for fraud protection
• Starting price – From $6.99/month
• Free trial – None

IdentityIQ offers comprehensive protection against identity theft and fraud through its user-friendly mobile and desktop apps. It provides peace of mind with various monitoring functions, ensuring your personal information is safe from misuse. The service is available in four plans, catering to different needs and budgets, with even the basic tier offering up to $1 million in ID theft and lost income coverage. However, it lacks social media monitoring and shares information with third parties for promotional purposes.

Key features include dark web monitoring and family coverage on higher-tier packages. IdentityIQ monitors credit reports from up to three bureaus, internet, and dark web activity, and address changes with credit reporting agencies. It also offers optional Bitdefender Premium VPN and Total Security antivirus for additional protection.

Pricing varies across four tiers: Secure, Secure Plus, Secure Pro, and Secure Max, ranging from basic to advanced features. All plans offer substantial coverage, with the top tier providing additional benefits like identity restoration with limited power of attorney and family coverage for members under 24. Monthly and annual billing options are available, offering up to 35% savings. However, there is no free trial option.

Why we chose IdentityIQ: Its offering of up to $1 million in identity theft insurance across all plans, including family coverage options on higher-tier packages, ensures extensive coverage and peace of mind for users.

Our experience: We appreciated the comprehensive customer support offered by IdentityIQ. We understand that when issues arose, guidance through the steps of identity theft recovery was a given, such as contacting credit bureaus and handling fraudulent activities on their credit reports. After that, the IdentityIQ team proactively follows up on cases to ensure the issue is resolved.

• Best for – Affordable and comprehensive ID theft protection
• Starting price – $12.95/month
• Free trial – 7 days

Surfshark’s identity theft protection service provides a cost-effective solution surrounded by a substantial number of services. For $12.95/month, customers can open credit bureaus with 3-bureau credit monitoring for suspicious activities through major UCRAs help users safely remain financially intact with protection over $1 million insurance coverage against ID theft. Users can track their protection status from their mobile app, which is good for on-the-move users who are somewhat tight on time.

One unique feature of Surfshark is the family package, which allows users to share protection plans with their family members at competitive rates. In keeping with its spirit of being cost-effective, the service also offers a 7-day free trial that gives potential customers the chance to test all of the features of the program without entering into a binding commitment. In total, Surfshark truly provides a practical and user-friendly ID theft protection service aimed at both individual and family use, so Surfshark is standing firmly as a strong competitor in this market.

• Best for – Above-average identity theft insurance coverage
• Starting price – $9.99-$14.99 per month
• Free trial – X

OmniWatch monitors the three major credit bureaus and the dark web to find threats to your identity. You get real-time alerts and an identity risk score to help you proactively address threats. OmniWatch also offers 24/7 access to US-based identity restoration specialists and helps you recover from an issue of identity theft with up to $2 million in identity theft insurance.

Why we chose OmniWatch: OmniWatch offers the best identity theft insurance around, $2 million.

Our experience: We found it to be good that they were supplying personalized tips to help fend off our risks of ID theft. Another great thing about OmniWatch is that it sends out occasional alerts about recent risks of identity theft but won’t spam a user with warnings.

• Best for – Best for anyone who has or wants Norton antivirus
• Starting price – $9.99/month
• Free trial – 60-day money-back guarantee

Norton – Best for anyone who has or wants Norton antivirus

LifeLock operates under Norton, a well-recognized leader in online security. While usage of other Norton products isn’t a prerequisite, their products do integrate seamlessly if utilized. This service rapidly identifies potential threats and alerts you via call, text, or email. Furthermore, it ensures a dedicated ID restoration specialist is always available to assist with issue resolution.

LifeLock offers three subscription plans with varying degrees of protection. The standard plan provides $1,050,000 coverage, identity alerts, dark web monitoring, and single-bureau credit monitoring. In contrast, premium plans offer up to $3 million in insurance, crime alerts in your name, and protection against phone account takeovers.

While LifeLock includes three-bureau credit monitoring only in its top-tier annual package, daily updates are available for single-bureau monitoring. Furthermore, this product is an ideal add-on for existing Norton users, as some online security features like VPNs are bundled with Norton’s antivirus product, not LifeLock.

Why we chose LifeLock: Underpinned by Norton, LifeLock offers robust protection against identity theft. Its design is user-friendly and easily navigable. Notably, even the most basic membership tier includes 24/7 live member support, providing consistent, reliable assistance whenever necessary.

Our experience: We were impressed with LifeLock’s comprehensive insurance options, always-available customer support, and cost-effective pricing structures. However, we identified room for improvement—three-bureau credit monitoring should be standard across all their subscription plans for comprehensive credit monitoring.

• Best for – Seniors and families
• Starting price – $7.49 – $24.99 per month
• Free trial – 30 days

EverSafe sets itself apart with a focus on protecting seniors from identity theft. It offers vigilant financial monitoring and a customized alert system. Members, especially older adults, benefit from an extra layer of security, ensuring their financial transactions are constantly watched over for any signs of fraud.  

Additionally, the competitive pricing and $1M insurance coverage make it a valuable choice for comprehensive identity theft protection.

Why we chose EverSafe

We like EverSafe because you can designate trusted individuals to receive alerts on your behalf and help you monitor your account, which helps enhance protection for seniors in particular.

Our experience

We were impressed with EverSafe’s user-friendly family dashboard and immediate alerts. Setting up the service was straightforward, and the real-time fraud alerts were prompt and accurate. We also received helpful responses each time from the customer service team.

• Best forBest for identity restoration and assistance
• Starting price$14.95/month
• Free trial30 days

IDShield – Best for identity restoration and assistance

IDShield offers financial security through high-risk application surveillance and payday loan monitoring. These features actively monitor for fraudulent attempts to secure loans under your name. Additionally, IDShield enhances your online safety with cybersecurity tools such as a password manager, antivirus software, and VPN protection.

The service also boasts robust identity theft countermeasures and offers cost-effective, single- or three-bureau credit monitoring across two subscription tiers (as individual or family plans). Additional features include dark web monitoring, identity alerts, court records tracking, and guaranteed identity restoration backed by a $1 million insurance coverage.

However, IDShield’s plans are not customizable and always include both identity theft protection and online security features. The service could potentially benefit from offering more versatile options that allow users to omit certain online security features for a reduced cost.

Why we chose IDShield: IDShield guarantees identity restoration and provides a dedicated team of licensed private investigators on standby to assist in the event of a breach. Its robust scanning systems also sweep various data points, from credit records to dark web activity, making it hard for suspicious activity to go undetected.

Our experience: We found the service’s intuitive mobile app and website straightforward to use, simplifying online security management. We appreciated receiving instant alerts about any suspicious activity, keeping us both informed and secure. However, we believe their subscription options could use improvement.

What is Identity Theft Protection?

Identity theft protection services aim to safeguard your personal information from fraudulent use, like opening new credit card accounts or taking out loans in your name. Typically, most ID theft services feature identity and credit monitoring, which are designed to detect suspicious activity, such as unauthorized purchases, in real time. 

Many also include insurance to mitigate costs if a breach occurs and offer resources to help resolve theft issues and facilitate ID recovery.

How Does Identity Theft Happen?

One concrete fax at play seemed to be proven when a hacker broke into Capcom, the big name in video-gaming, and released on the dark web a treasure wildcard for over 40,000 gamers’ lives detail registration in January 2021, including names, birthdates, birthdays, email addresses, telephone numbers, and country connections. So, we are never so safe. The culprit may commit thefts by phishing attacks, spyware, malware, and even a direct breach of systems if such attacks are sensed. Yet see which actions make these channels of stealing personal information effective.

One group of malefactors utilizing phishing bait for gaining personal details will in all probability end up getting the detailed information from the replies their “link” directs victims to enter. Phishing attacks have been prevalent in the recent years. Hackers will use phishing attacks to steal an ever-growing number of personal details including names, phone numbers, and home addresses. Companies with weak cybersafe levels in place are attracts of cyber-thieves.

The tactics to meet the cyber threats are numerous. Hackers entering your system can misuse viruses or remote desktop software. In some cases, they exploit malicious techniques like keylogging to access your accounts. A data breach that involves the theft of data from companies or organizations that have stored your data is another case where criminals can obtain your personal credentials.

However, to give a horrendous example: a recent claim posted on a hacker forum rendered public over 200 million users email identity on Twitter in 2022 if matters were proved more directly. With your data’s theft and misuse, the bad boys of cybercrime can accelerate their actions in carrying out major felonies, such as obtaining credits in your name, emptying your accounts, or trading off your information in the black or any other criminal forum.

And if you have the suspicion, do not wait any longer; act fast. Greater damage than mere data leaks to be acknowledged could ensue as a calamity.

What is the importance of identity theft intervention?

Identity theft protection encompasses swift detection of suspicious transactions that you can then act on by countermeasures. One may react by filing any disputed account discrepancies for a secured credit hold. Every minute that elapses serves to strengthen the hold of a criminal.

For the repairing process, most identity protect companies will work overtime and make calls to shut off unauthorized accounts and alert the banks and credit bureaus about the fraud event. They may offer online security tools like VPNs and antivirus programs to beat out hackers at their own game while ensuring that identity theft doesn’t sustain from other adveres uses. Furthermore, lots of these services propose insurance in case of a data breach, rendering those vulnerable types fairly trusting of recovery in the best way possible.

Do I Need Identity Theft Protection Services?

It is ultimately subject to one’s personal preference. Would you wish to pay a small fee for coverage in the unfortunate event of your becoming an identity theft victim?

Reputable identity theft prevention service providers give us the valuable protection we need so long as financial bondage and other problems caused by all kinds of criminals and bad persons are concerned. The high-risk population shall gain maximum input from such enhanced methods against identity theft. This is post prior ID theft victims, given their shared information might thrust back into the vicious cycle of buying and selling among the wrongdoers who once commit ID theft against them, and those who do and conduct highly sensitive transactions online.

We should, however, be careful not to misconstrue the idea that services can protect one from all identity theft. With such protection, it now becomes obvious that your guard should always be up.

How to Avoid Identity Theft

Identity theft protection services do not keep your personal information well from being stolen. However, it allows you to act instantly once fraud attempts are detected. In specific circumstances, such services can record essential activities on clients’ credit files, carry on scanning social media accounts, and monitor the dark web to flag any suspicious activity.

There are, however, some steps you can take proactively to prevent identity theft. These are as follows: